Understanding the Federal Pell Grant – BC Knowledge for Students (2024)

What is the Federal Pell Grant?

Federal Pell Grants are awarded to undergraduate students who have financial need (based on income and family size or their Student Aid Index -SAI) and have not previously earned a bachelor’s, graduate, or professional degree.

Federal Pell Grants do not have to be repaid and may be available to students for up to the equivalent of six academic years of full time study (or 12 full-time semesters).

To be considered for a Pell Grant you must submit a completed Free Application for Federal Student Aid(FAFSA^®) form. The maximum amount of a Pell Grant can change yearly. If you are eligible for Pell you will see an amount posted on your CUNYfirst Financial Aid Package.

Does the Pell Grant Cover my Full Tuition?

No. The Federal Pell Grant by itself is not sufficient to fully cover tuition at Brooklyn College. Please speak with the Financial Aid Office, Scholarship Office and Bursar to discuss other forms of aid or payment options that may be available to you to assist in covering your tuition.

How Do I Know if I’m Getting Pell?

Pell eligibility is determined by your FAFSA application for the corresponding year, your SAP (Satisfactory Academic Progress) status, and your enrollment. If your FAFSA confirmation indicated that you are Pell eligible but you do not see it on your aid package in CUNYfirst speak with a representative to learn why. There can be a number of reasons why it might not be there, some may be technical and others may be due to additional eligibility requirements not being met.

If you see Pell on your aid package in CUNYfirst but you’re not seeing it reflect as “Pending Aid” here are a few tips:

Check your To-Do List on your CUNYfirst Student Service Center. If your FAFSA requires more information/documents to be submitted to the school, it will stop all federal aid from authorizing and disbursing.
Make sure you are enrolled for the semester or else your pending aid will not reflect. Enrollment is required for the pending aid to show. Note that it can take 1-2 days from when you enroll until pending aid shows.
If you completed everything on your to do list and are enrolled but still do not see your pending aid reflect, please follow up with the Office of Financial aid. There may be other issues preventing the pending aid process from running and Office of Financial Aid staff can review your account to determine the cause.

What is Pell Lifetime Eligibility Usage (LEU)?

Pell Lifetime Eligibility Usage (LEU) is the sum of the percentages of yourFederal Pell Grantscheduled awards that you received for each award year. The amount of Federal Pell Grant funds a student may receive overtheir lifetime is limited by federal law to be the equivalent of six years (of fulltime enrollment Fall/Spring attendance) of Pell Grant funding.

How Much Pell can I use per academic year?

A student can use up to 150% of their Pell allowance each academic year. This can be a confusing concept so please review the article Understanding the 150% Annual Pell Limit .

Summer Pell

Summer 2024

Students attending in the Summer 2024 semester (either or both sessions), should file a FAFSA form for the 2024-2025 academic year. This allows students to be considered for Pell either form the 2023-2024 academic year or from the 2024-2025 academic year. If a student has Pell eligibility from both aid years than the Pell grant for Summer will reflect which aid year is more beneficial.

Another factor to take into account is that if you are enrolled for 3 credits for Summer 2024 but were enrolled as full time for both Fall 2023 and Spring 2024, you cannot receive Pell from the 23/24 FAFSA application (also referred to as “Back End” Pell) because it is required to be enrolled for at least 6 credits to receive it. You can receive “Front End” Pell as long as you file your 2024/25 FAFSA application and are determined to meet the requirements for Federal Pell eligibility.

To establish summer Pell eligibility you must either enroll at least half-time (6 credits) and/or complete and submit your 2024/25 FAFSA application.

On the other hand, if you were enrolled half time (6-8.5 credits) in both Fall 2023 and Spring 2024, and you’re enrolled for 3 credits in the Summer 2024 semester you can receive “Back End” Pell.

This may seem confusing, and this is why we advise that you speak with the Financial Aid Office if you have questions regarding your Pell eligibility for Summer 2024.

Winter Session

There is no specific Pell Grant award for the Winter Sessions. Students’ enrollment in the Winter Session are included with the Spring Enrollment to calculate how much Pell you can receive for Spring. For example if you take 3 credits in the winter and 9 credits in the spring that will combine to 12 credits for determining Pell grant eligibility. Students must either pay out of pocket for winter intersession classes or have enough excess spring aid to cover their combined balances.

How Do Withdrawals Affect my Federal Pell Grant?

Winter and Summer

Any and all withdrawals in the Winter Session and Summer Session 1 will not be counted towards your enrollment. It is highly advised that you speak with the Financial Aid office first before proceeding with withdrawing during the Winter Session and Summer Session 1.

Partial withdrawals during the Summer Session 2, Fall, and Spring semesters should not affect your Pell award amount unless they are occurring within the first two weeks of the session or semester. If you are doing any and all withdrawals within the first two weeks of Summer Session 2, Fall, or Spring please consult with financial aid first to discuss how this may affect your federal aid.

Fall and Spring

If you are planning on doing a total withdrawal in any session or semester it is highly advisable that you speak with the financial aid office before doing so. Total withdrawals can affect the total amount of federal aid that you can receive for that session or semester. Even if the aid disbursed in full it can be reduced to reflect the amount of time you attended in the session or semester which can result in owing a balance to Brooklyn College.

Withdrawing can also have a long term affect on meeting Satisfactory Academic Progress which can cause you to lose aid eligibility.

Prior Year Income Adjustment and Pell Eligibility

If you had an income adjustment appeal approved in the previous academic year, and you became eligible for a Pell grant as a result, it is important to note that your income adjustment does not roll over to the following academic year. Therefore, you may not be eligible in the current year if the income on your new FAFSA doesn’t reflect what was considered in the adjustment. This can happen because the FAFSA uses income information that is at least two-years old. To be considered for Pell again you would need to go through the process again for your new FAFSA application to determine eligibility. Note however that an income adjustment appeal, even when approved, does not guarantee that you will be Pell eligible or that the same amount will be available.

I Need More Help

Read the article “How to Calculate your Federal Pell Grant” for more details about calculating the federal Pell grant.

Financial Aid TV “What is a Pell Grant” Video

Federal Student Aid Portal – Pell Grant

Financial Aid Office Services

Brooklyn College – Student Federal Pell Grant Estimator (you must have a BC WebCentral Account to use this estimator – for admitted BC students)

CUNY Net Price Calculator (can be used by prospective and current students)